Ben Chai

Certified Mortgage Advisor™️
NMLS: 415041

bchai@princetonmortgage.com
913-244-0341

For me, mortgage advising is an act of service. It’s about leading with integrity, being fearless in honesty, and making the process as clear and #Effortless as possible.

At Princeton Mortgage, that commitment is backed by a streamlined experience designed to remove friction and keep the focus on what matters most:

Your Goals.

I’m especially passionate about serving veterans and military families, helping them navigate their benefits with confidence and clarity.

Whether you’re purchasing a home or refinancing, my role is to guide you with transparency, personalized advice, and a long-term mindset—so you can make informed decisions and move forward with confidence.

Specialties

VA | First-Time Home Buyers | FHA | Conventional

What People Say

Matt D, Veteran/Client

I've been doing business with Mr Chai for nearly 15 years. I'm a member of several other financial institutions and don't consult with any of them when purchasing, or doing a refi--straight to Ben! He is a straight shooter and goes the extra mile to support his customers. Not much waiting around with Ben; he knows his stuff and gets things done!

Aaron W, Client

I have worked with Ben for 8 years on three different homes. VA loan, rental home, and vacation home. He is responsive, articulate, and I'm appreciative of all his advice and honesty even when I don't like what I'm hearing. I try to work with him exclusively if what I'm doing is in his scope. He has also done two other loans with friends I have referred and they have had similar experiences.

Lauri J, Realtor

I had the pleasure of working with Ben through mutual clients. He worked quickly to get them fully pre-approved so we could confidently shop for homes. Once under contract, underwriting was a breeze and Ben kept us well-informed along the way. Having a lender who truly listens, responds quickly, and handles transactions with care is vital to ensuring a smooth closing and smiling faces around the attorney's table. Call him. You won't be disappointed.