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NMLS #113856

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The Effortless Mortgage™

I want a loan rate that is steady over time

I want a loan rate that shifts depending on the market

I have little or no money for a down payment

I am looking for a fixer upper

I am a military veteran or currently serving

I want to live in a rural area

I am looking for a luxury home or live in a high-cost area

I am self-employed or recently retired

I have a short credit history or flawed credit

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